After three weeks back in Syracuse, NY, I’ve returned back to Florida, and I must say I love the weather here. As nice as it was back in NY, we really don’t hold a candle to Florida. Anyway enough of that.
I have been assessing my current financial situation and reflecting on the recent market activities and I am a little torn on what to do. I currently have 3500 in cash in my Roth IRA from this year’s contribution. I didn’t contribute the maximum, due to the recent loss of my job, though I probably could have. I like to play it safe and keep that cushion. I have available credit, other than my parents that I could really draw upon in case of emergency — and I like it that way. Cash is king in my life, except for the largest of purchases; tuition, mortgage, etc.
I have $2,500 remaining in my checking account, and another 1100 from my last paycheck. I also collect $250 a week from unemployment. This gives me a grand total of $4,600 by the end of april. After bills and the like I’ll be down to roughly $3600. If I live an extremely meager lifestyle, I should be able to sustain solely on my unemployment checks and keep around $3,000 in my checking account. The choice I have to make is whether I want to continue this lifestyle, unemployed and living in the sunshine and doing as I please, or go back to work and make money again.
Ideally, I could do both. To those that are, you live my dream.
0 Responses to “Choices, Sunshine, Happiness”